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Chubb

Chubb's revenue rose 6.5% in FY2025, to $59.4B, and net income rose 11.2% to $10.3B

Revenue rose 6.5% to $59.4B in FY2025, from $55.8B in FY2024. Net income rose 11.2% to $10.3B.

Key facts

In fiscal 2025, which ended Dec 31, 2025, Chubb (NYSE: CB) took in $59.4B of revenue (up 6.5% on fiscal 2024); net income was $10.3B (up 11.2%). The most recent quarter, ended Jun 30, 2026, brought revenue of $15.8B, up 6.6% year over year, with net income of $2.9B. Sources: 10-K for fiscal 2025 (filed Feb 27, 2026) and 10-Q for the quarter ended Jun 30, 2026 (filed Jul 28, 2026).

Revenue$59.4BFY2025 · +6.5% vs FY2024
Net income$10.3BFY2025 · +11.2% vs FY2024
Revenue and net income, three fiscal yearsBy fiscal year, $bn
RevenueNet income
Revenue and net income by fiscal yearRevenue FY2023: $49.7B49.7Net income FY2023: $9.0B9.0FY2023Revenue FY2024: $55.8B55.8Net income FY2024: $9.3B9.3FY2024Revenue FY2025: $59.4B59.4Net income FY2025: $10.3B10.3FY2025

Source: 10-K FY2025, filed Feb 27, 2026

Quarterly revenue: fiscal 2026 vs a year earlierFiscal Q1–Q2, $bn (each quarter from that quarter's 10-Q)
FY2025FY2026
Quarterly revenue, fiscal 2026 vs 2025FY2025 Q1: $13.4B13.4FY2026 Q1: $14.8B14.8Q1FY2025 Q2: $14.8B14.8FY2026 Q2: $15.8B15.8Q2

Source: 10-Q filed Apr 28, 2026 · 10-Q filed Jul 28, 2026

How it makes money

Chubb reported revenue of $59.4B for FY2025, and net income of $10.3B.

Learn more: Revenue vs. net income · Gross, operating and net margin

What changed last quarter

How the quarter compared with a year earlier

Comparing Q2 2026 (Apr to Jun 2026) compared with Q2 2025 (Apr to Jun 2025)

Each pair of bars shows the dollar amount for both quarters. Longer bar, more money. Bars in a group share one scale.

Q2 2026Q2 2025

Company

Revenue
$15.8B Q2 2026
$14.8B Q2 2025
6.6% increase
Net income
$2.9B Q2 2026
$3.0B Q2 2025
3.8% decrease

Source: Chubb 10-Q for the quarter ended Jun 30, 2026, filed Jul 28, 2026

The bull case and the bear case

The bull case

  • Revenue rose 6.5% in FY2025 to $59.4B, from $55.8B a year earlier. 10-K, FY2025
  • Net income rose 11.2% in FY2025 to $10.3B, from $9.3B. 10-K, FY2025
  • Diluted shares fell 1.7% in FY2025, so each share represents a larger slice of profit. 10-K, FY2025
  • Revenue in the quarter ended Jun 30, 2026 was $15.8B, up 6.6% on a year earlier. 10-Q, quarter ended Jun 30, 2026

The bear case

  • Net income in the quarter ended Jun 30, 2026 was $2.9B, down 3.8% on a year earlier. 10-Q, quarter ended Jun 30, 2026
  • The company's own risk factors are in Item 1A of its 10-K. Risks common in this industry include catastrophes and claims; reserves; investments and rates. 10-K, Item 1A

What optimists and skeptics tend to point to, each tied to a filing. Ticker Sage doesn't pick a side, and neither list is a reason to buy or sell.

What the company does

Chubb is in the property & casualty insurance industry, part of the financials sector. The SEC files it under Fire, Marine & Casualty Insurance.

The full description of Chubb's business is in Item 1 of its 10-K, linked below. This page shows its revenue in total only, because its tagged data has no breakdown that adds up to total revenue.

Its fiscal year ends in December; the latest, FY2025, ended Dec 31, 2025.

Source: 10-K, Item 1 Business

Risks common in this industry

These are general risks for companies in the property & casualty insurance industry. They are not a summary of Chubb’s own risk factors; for those, read Item 1A of its latest 10-K, linked below.

  1. Catastrophes and claimsStorms, disasters and large claims can cause losses that are hard to predict.
  2. ReservesInsurers estimate future claims, and estimates can turn out too low.
  3. Investments and ratesReturns on the investment portfolio move with interest rates and markets.
  4. RegulationState and national insurance rules shape pricing, capital and products.
  5. Competition and pricingRivals can cut prices, and premiums may not keep pace with claims costs.

Source: 10-K, Item 1A Risk Factors (the company's own list, in the company's words)

Three years of key numbers

Every number links to its filing; hover for the XBRL tag. A dash means the number isn't cleanly available, and we don't estimate it.

US$FY2023FY2024FY2025
Revenue$49.7B$55.8B$59.4B
Net income$9.0B$9.3B$10.3B
Diluted shares414M408M402M
  • Revenue: Total revenue for the fiscal year, as the company reports it on its income statement.
  • Net income: Net income attributable to the company's shareholders, after all costs, interest and taxes.
  • Diluted shares: Weighted average shares outstanding for the year, including the effect of options and stock awards.

Learn more: How to read an income statement · Earnings per share, basic and diluted · Free cash flow · How to read a balance sheet · Growth rate calculator · P/E calculator

About these numbers

  • Chubb's revenue is the total revenue figure in its filings. For financial companies it can combine interest, fees, premiums and other income, so it isn't directly comparable with revenue at companies that sell products.

What we left out

  • Operating cash flow, total debt and cash are left out: for this kind of financial company they mostly reflect lending, trading or investing flows and say little about the business, and they aren't comparable with other companies'.
  • Revenue by segment, product or region: the company's XBRL data has no breakdown that adds up to total revenue, so none is shown. The 10-K has its own segment note.

Recent filings

FormFiledPeriod
10-QJul 28, 2026Jun 30, 2026
10-QApr 28, 2026Mar 31, 2026
DEF 14AApr 3, 2026May 21, 2026
10-KFeb 27, 2026Dec 31, 2025

Learn more: 10-K vs. 10-Q vs. 8-K · Form 4 insider filings · Fiscal years and quarters

Common questions about Chubb

How does Chubb make money?

In fiscal 2025, revenue totaled $59.4B. Chubb reported revenue of $59.4B for FY2025, and net income of $10.3B. Source: 10-K for fiscal 2025, filed Feb 27, 2026.

What was Chubb's revenue in fiscal 2025?

Revenue came to $59.4B in the year ended Dec 31, 2025. Going back two years, it was $49.7B in fiscal 2023 and $55.8B in fiscal 2024, so the latest year was up 6.5%. Source: 10-K for fiscal 2025, filed Feb 27, 2026.

Is Chubb profitable?

Yes, by US accounting rules (GAAP): net income was $10.3B in fiscal 2025, up 11.2% from $9.3B a year earlier. For the quarter ended Jun 30, 2026, net income was $2.9B. The page's About these numbers section explains what is included. Source: 10-K for fiscal 2025, filed Feb 27, 2026.

What did Chubb report in its latest quarterly filing?

The 10-Q for the quarter ended Jun 30, 2026 shows revenue of $15.8B, against $14.8B in the same quarter a year before (up 6.6%), and net income of $2.9B, against $3.0B (down 3.8%). Source: 10-Q for the quarter ended Jun 30, 2026, filed Jul 28, 2026.

What are the main risks Chubb faces?

Chubb's own risk factors are in Item 1A of its 10-K for fiscal 2025, filed Feb 27, 2026. Risks that are common among companies in the property & casualty insurance industry include Catastrophes and claims; reserves; investments and rates; regulation; competition and pricing. The first: Storms, disasters and large claims can cause losses that are hard to predict. Source: 10-K, Item 1A Risk Factors.

Where do these Chubb numbers come from?

Two filings Chubb made with the SEC: its fiscal 2025 10-K, filed Feb 27, 2026, and its 10-Q for the quarter ended Jun 30, 2026, filed Jul 28, 2026. The figures are taken from the XBRL data the SEC publishes, and every one links back to its source. Methodology explains how fiscal years and missing numbers are handled.

Disclosures

Editor holdings in CB
The editor holds no position in Chubb (CB). As of Oct 25, 2026.
Trading rule
The editor does not buy or sell CB from 3 days before to 3 days after this page is published or substantively updated.
Compensation
Nobody paid for this page. No affiliate links on this page.
Sources
The company's SEC filings, linked next to each number or, for charts, in the source line under them.
Last updated
Oct 27, 2026

General education, the same for every reader. Not a recommendation to buy, sell or hold CB, and it doesn't consider your situation.

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New to filings? Learn has plain-English explainers and Tools has calculators. Methodology & Disclosures covers where every number comes from.