Earnings recap · AXP
American Express Q3 2026 results
What American Express reported for Jul to Sep 2026, compared with the same quarter a year earlier, from the press release it filed with the SEC.
10-Q filed American Express filed its quarterly report for this quarter on Oct 23, 2026. Read the 10-Q on SEC EDGAR. The figures below are from the earlier press release; the 10-Q has the full statements and notes.
The headline numbers
American Express reported net revenue of $20.1B for Q3 2026, compared with $18.4B a year earlier (+8.9%). Net income was $3.7B, compared with $2.9B (+27.9%), and diluted earnings per share were $5.42, compared with $4.14. These are GAAP figures, prepared under the standard accounting rules. How EPS is calculated.
Comparing Q3 2026 (Jul to Sep 2026) with Q3 2025 (Jul to Sep 2025)
Each pair of bars shows both periods. Longer bar, more money. Bars in a group share one scale.
Q3 2026Q3 2025
Revenue and profit (GAAP)
Source: Exhibit 99.1 to American Express's 8-K filed Oct 23, 2026
Per share (GAAP)
Source: Exhibit 99.1 to American Express's 8-K filed Oct 23, 2026
| Line | Q3 2026 | Q3 2025 | Change |
|---|---|---|---|
| Net revenue | $20,062M | $18,426M | +8.9% |
| Net income | $3,712M | $2,902M | +27.9% |
| Diluted EPS | $5.42 | $4.14 | +30.9% |
Change is worked out by Ticker Sage from the two figures shown.
What to look for in the 10-Q
The press release has the headline tables. The 10-Q adds the full statements, the notes and management's discussion, including:
- Segment detail. Revenue and profit by business, and the reasons the company gives for changes.
- Items the adjusted measures leave out. Where those charges sit in the GAAP statements.
- Debt and risk factors. Any changes to borrowings and the risk factors section since the 10-K.
How an 8-K, a 10-Q and a 10-K differ. When the 10-Q is filed, the box at the top of this page links to it.
Sources
- Exhibit 99.1: press release and financial tables, filed Oct 23, 2026
- Form 8-K filing index on SEC EDGAR
- American Express Form 10-K for fiscal 2025
Common questions
When did American Express report Q3 2026 results?
American Express filed its Q3 2026 press release with the SEC on Oct 23, 2026, as Exhibit 99.1 to a Form 8-K under Item 2.02 (Results of Operations and Financial Condition).
What were American Express's revenue and EPS for Q3 2026?
Net revenue was $20.1B, compared with $18.4B in Q3 2025. Diluted EPS was $5.42, compared with $4.14.
Has American Express filed its 10-Q for Q3 2026?
Yes. American Express filed the 10-Q on Oct 23, 2026.
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Disclosures
- Editor holdings in AXP
- The editor holds no position in American Express (AXP). As of Oct 25, 2026.
- Compensation
- Nobody paid for this page. No affiliate links.
- Sources
- American Express's own SEC filings, linked next to each number.
- Last updated
- Oct 26, 2026
A summary of a public filing for general education, the same for every reader. Not a recommendation to buy, sell or hold AXP. It reports what the company said and doesn't compare the results with forecasts by anyone else.