Company file · HIG
Hartford
Hartford's revenue rose 6.9% in FY2025, to $28.4B, and net income rose 23.3% to $3.8B
Revenue rose 6.9% to $28.4B in FY2025, from $26.5B in FY2024. Net income rose 23.3% to $3.8B. P&C Business Insurance was the largest segment, at 56% of revenue.
Key facts
Hartford (NYSE: HIG) reported revenue of $28.4B for fiscal 2025, the year ended Dec 31, 2025, up 6.9% from fiscal 2024. Net income was $3.8B, up 23.3%. In its latest 10-Q, for the quarter ended Sep 30, 2026, revenue was $7.2B, up 3.9% from the same quarter a year earlier, and net income was $1.3B. Sources: 10-K for fiscal 2025 (filed Feb 20, 2026) and 10-Q for the quarter ended Sep 30, 2026 (filed Oct 26, 2026).
Source: 10-K FY2025, filed Feb 20, 2026
Source: 10-Q filed Apr 23, 2026 · 10-Q filed Jul 23, 2026 · 10-Q filed Oct 26, 2026
How it makes money
By segment in FY2025: P&C Business Insurance (56%), Employee Benefits (25%), P&C Personal Insurance (14%) and Hartford Funds (4%), as shares of total revenue; the rest of revenue isn't part of this breakdown. Total revenue was $28.4B.
By segment, FY2025
Share is of FY2025 revenue; the items listed don't cover all of it. The last column is the change from FY2024.
Learn more: Revenue vs. net income · Gross, operating and net margin
What changed last quarter
Comparing Q3 2026 (Jul to Sep 2026) compared with Q3 2025 (Jul to Sep 2025)
Each pair of bars shows the dollar amount for both quarters. Longer bar, more money. Bars in a group share one scale.
Q3 2026Q3 2025
Company
Source: Hartford 10-Q for the quarter ended Sep 30, 2026, filed Oct 26, 2026
The bull case and the bear case
The bull case
- Revenue rose 6.9% in FY2025 to $28.4B, from $26.5B a year earlier. 10-K, FY2025
- Net income rose 23.3% in FY2025 to $3.8B, from $3.1B. 10-K, FY2025
- Diluted shares fell 4.1% in FY2025, so each share represents a larger slice of profit. 10-K, FY2025
- Revenue in the quarter ended Sep 30, 2026 was $7.2B, up 3.9% on a year earlier. 10-Q, quarter ended Sep 30, 2026
The bear case
- The company's own risk factors are in Item 1A of its 10-K. Risks common in this industry include catastrophes and claims; reserves; investments and rates. 10-K, Item 1A
What optimists and skeptics tend to point to, each tied to a filing. Ticker Sage doesn't pick a side, and neither list is a reason to buy or sell.
What the company does
Hartford is in the property & casualty insurance industry, part of the financials sector. The SEC files it under Fire, Marine & Casualty Insurance.
Hartford reports 5 segments: P&C Business Insurance, Employee Benefits, P&C Personal Insurance, Hartford Funds and Property & Casualty Other Operations.
Its fiscal year ends in December; the latest, FY2025, ended Dec 31, 2025.
Source: 10-K, Item 1 Business
Risks common in this industry
These are general risks for companies in the property & casualty insurance industry. They are not a summary of Hartford’s own risk factors; for those, read Item 1A of its latest 10-K, linked below.
- Catastrophes and claimsStorms, disasters and large claims can cause losses that are hard to predict.
- ReservesInsurers estimate future claims, and estimates can turn out too low.
- Investments and ratesReturns on the investment portfolio move with interest rates and markets.
- RegulationState and national insurance rules shape pricing, capital and products.
- Competition and pricingRivals can cut prices, and premiums may not keep pace with claims costs.
Source: 10-K, Item 1A Risk Factors (the company's own list, in the company's words)
Three years of key numbers
Every number links to its filing; hover for the XBRL tag. A dash means the number isn't cleanly available, and we don't estimate it.
- Revenue: Total revenue for the fiscal year, as the company reports it on its income statement.
- Net income: Net income attributable to the company's shareholders, after all costs, interest and taxes.
- Diluted shares: Weighted average shares outstanding for the year, including the effect of options and stock awards.
Learn more: How to read an income statement · Earnings per share, basic and diluted · Free cash flow · How to read a balance sheet · Growth rate calculator · P/E calculator · Market cap calculator · Free cash flow calculator · Return on equity and assets calculator
Explainers for this page
- Segment reporting
- Risk factors (Item 1A)
- The cash flow statement
- Market cap and enterprise value
- Return on equity (ROE)
- Accounts payable and days payable
- Current portion of long-term debt
Plain-English guides to terms this file uses, with real numbers from filings.
About these numbers
- Hartford's revenue is the total revenue figure in its filings. For financial companies it can combine interest, fees, premiums and other income, so it isn't directly comparable with revenue at companies that sell products.
- The segment chart covers only part of revenue: the company reports other lines that aren't part of this breakdown.
What we left out
- Operating cash flow, total debt and cash are left out: for this kind of financial company they mostly reflect lending, trading or investing flows and say little about the business, and they aren't comparable with other companies'.
Recent filings
| Form | Filed | Period |
|---|---|---|
| 10-Q | Oct 26, 2026 | Sep 30, 2026 |
| 10-Q | Jul 23, 2026 | Jun 30, 2026 |
| 10-Q | Apr 23, 2026 | Mar 31, 2026 |
| DEF 14A | Apr 9, 2026 | Apr 9, 2026 |
| 10-K | Feb 20, 2026 | Dec 31, 2025 |
Learn more: 10-K vs. 10-Q vs. 8-K · Form 4 insider filings · Fiscal years and quarters
Common questions about Hartford
How does Hartford make money?
Hartford's revenue was $28.4B in fiscal 2025. By segment in FY2025: P&C Business Insurance (56%), Employee Benefits (25%), P&C Personal Insurance (14%) and Hartford Funds (4%), as shares of total revenue; the rest of revenue isn't part of this breakdown. Total revenue was $28.4B. Source: 10-K for fiscal 2025, filed Feb 20, 2026.
What was Hartford's revenue in fiscal 2025?
$28.4B of revenue for the fiscal year ended Dec 31, 2025, up 6.9% from $26.5B in fiscal 2024. Fiscal 2023 was $24.5B. Source: 10-K for fiscal 2025, filed Feb 20, 2026.
Is Hartford profitable?
Hartford reported net income of $3.8B for fiscal 2025, up 23.3% from $3.1B in fiscal 2024. That is a profit under US accounting rules (GAAP). In the quarter ended Sep 30, 2026, net income was $1.3B. The page's About these numbers section explains what is included. Source: 10-K for fiscal 2025, filed Feb 20, 2026.
What did Hartford report in its latest quarterly filing?
Revenue was $7.2B in the quarter ended Sep 30, 2026, up 3.9% from $6.9B a year earlier. Net income was $1.3B, up 22.5% from $1.1B. Source: 10-Q for the quarter ended Sep 30, 2026, filed Oct 26, 2026.
What are the main risks Hartford faces?
Hartford's own risk factors are in Item 1A of its 10-K for fiscal 2025, filed Feb 20, 2026. Risks that are common among companies in the property & casualty insurance industry include Catastrophes and claims; reserves; investments and rates; regulation; competition and pricing. The first: Storms, disasters and large claims can cause losses that are hard to predict. Source: 10-K, Item 1A Risk Factors.
Where do these Hartford numbers come from?
From Hartford's own SEC filings: the 10-K for fiscal 2025 (filed Feb 20, 2026) and the 10-Q for the quarter ended Sep 30, 2026 (filed Oct 26, 2026), read through the SEC's public XBRL data. Each number on this page links to its filing. Methodology explains how fiscal years and missing numbers are handled.
Tracked funds that report owning Hartford
- Citadel Advisors: 1,675,919 shares, reported value $222.1M at Jun 30, 2026 (+211.5% in shares since the filing for Mar 31, 2026). Form 13F filed Sep 2, 2026.
- Two Sigma Investments: 1,076,246 shares, reported value $142.6M at Jun 30, 2026 (+2,823.2% in shares since the filing for Mar 31, 2026). Form 13F filed Aug 14, 2026.
- Point72 Asset Management: 845,679 shares, reported value $112.1M at Jun 30, 2026 (+110.7% in shares since the filing for Mar 31, 2026). Form 13F filed Aug 14, 2026.
- Millennium Management: 572,648 shares, reported value $75.9M at Jun 30, 2026 (+196.0% in shares since the filing for Mar 31, 2026). Form 13F filed Aug 14, 2026.
- Renaissance Technologies: 242,200 shares, reported value $32.1M at Jun 30, 2026 (+119.0% in shares since the filing for Mar 31, 2026). Form 13F filed Aug 13, 2026.
- Bridgewater Associates: 120,033 shares, reported value $15.9M at Jun 30, 2026 (−48.0% in shares since the filing for Mar 31, 2026). Form 13F filed Aug 14, 2026.
From each fund’s latest Form 13F, which is filed up to 45 days after quarter end and lists long positions in US-listed stocks only. A listing here is a fact about a filing, not a view on the stock. What a 13F does and doesn’t show.
Disclosures
- Editor holdings in HIG
- The editor holds no position in Hartford (HIG). As of Nov 11, 2026.
- Trading rule
- The editor does not buy or sell HIG from 3 days before to 3 days after this page is published or substantively updated.
- Compensation
- Nobody paid for this page. No affiliate links on this page.
- Sources
- The company's SEC filings, linked next to each number or, for charts, in the source line under them.
- Last updated
- Nov 9, 2026
General education, the same for every reader. Not a recommendation to buy, sell or hold HIG, and it doesn't consider your situation.
Compare with peers
| Company | Fiscal year | Revenue | Revenue growth | Net income |
|---|---|---|---|---|
| HartfordHIG | FY2025 | $28.4B | +6.9% | $3.8B |
| ChubbCB | FY2025 | $59.4B | +6.5% | $10.3B |
| ProgressivePGR | FY2025 | $87.7B | +16.3% | $11.3B |
| TravelersTRV | FY2025 | $48.8B | +5.2% | $6.3B |
| AllstateALL | FY2025 | $67.7B | +5.6% | $10.3B |
Each row is that company’s latest fiscal year from its own 10-K, using its own revenue and net income lines. Fiscal years end in different months, and line definitions differ (banks, insurers and oil companies count revenue differently), so this is a rough side-by-side, not a like-for-like comparison.
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New to filings? Learn has plain-English explainers and Tools has calculators. Methodology & Disclosures covers where every number comes from.