Earnings recap · V
Visa Q4 fiscal 2026 results
What Visa reported for Jul to Sep 2026, compared with the same quarter a year earlier, from the press release it filed with the SEC.
Source The press release Visa filed with the SEC on Oct 27, 2026 as Exhibit 99.1 to a Form 8-K (Item 2.02). The annual report (10-K), with full financial statements and notes, hadn't been filed when this page was built. This page will say so here when it is.
The headline numbers
Visa reported net revenue of $12.1B for Q4 fiscal 2026, compared with $10.7B a year earlier (+13.2%). Net income was $6.0B, compared with $5.1B (+17.9%), and diluted earnings per share were $3.19, compared with $2.62. These are GAAP figures, prepared under the standard accounting rules. How EPS is calculated.
Comparing Q4 fiscal 2026 (Jul to Sep 2026) with Q4 fiscal 2025 (Jul to Sep 2025)
Each pair of bars shows both periods. Longer bar, more money. Bars in a group share one scale.
Q4 fiscal 2026Q4 fiscal 2025
Revenue and profit (GAAP)
Per share (GAAP)
Cash flow, the full year (GAAP)
| Line | Q4 fiscal 2026 | Q4 fiscal 2025 | Change |
|---|---|---|---|
| Net revenue | $12,139M | $10,724M | +13.2% |
| Operating income | $7,262M | $6,148M | +18.1% |
| Net income | $6,002M | $5,090M | +17.9% |
| Diluted EPS | $3.19 | $2.62 | +21.8% |
Change is worked out by Ticker Sage from the two figures shown. Operating margin, operating income as a share of revenue, was 59.8% compared with 57.3%. What profit margins measure.
Cash flow
| Line | Oct 2025 to Sep 2026 | Oct 2024 to Sep 2025 | Change |
|---|---|---|---|
| Cash from operations, full year | $23,728M | $23,059M | +2.9% |
The release reports cash flow for the full year of the fiscal year, so these columns cover that longer period, not the quarter alone. How free cash flow works.
What to look for in the 10-K
The press release has the headline tables. The 10-K adds the full statements, the notes and management's discussion, including:
- Segment detail. Revenue and profit by business, and the reasons the company gives for changes.
- Items the adjusted measures leave out. Where those charges sit in the GAAP statements.
- Debt and risk factors. Any changes to borrowings and the risk factors section since the last annual report.
How an 8-K, a 10-Q and a 10-K differ. When the 10-K is filed, the box at the top of this page links to it.
Sources
- Exhibit 99.1: press release and financial tables, filed Oct 27, 2026
- Form 8-K filing index on SEC EDGAR
- Visa Form 10-K for fiscal 2025
Common questions
When did Visa report Q4 fiscal 2026 results?
Visa filed its Q4 fiscal 2026 press release with the SEC on Oct 27, 2026, as Exhibit 99.1 to a Form 8-K under Item 2.02 (Results of Operations and Financial Condition).
What were Visa's revenue and EPS for Q4 fiscal 2026?
Net revenue was $12.1B, compared with $10.7B in Q4 fiscal 2025. Diluted EPS was $3.19, compared with $2.62.
Has Visa filed its 10-K for Q4 fiscal 2026?
Not when this page was built. Companies file the 10-K a few weeks after fiscal year end, by a deadline the SEC sets by company size. This page links to it once it is filed.
Visa company file → · Visa filings news · Learn
Disclosures
- Editor holdings in V
- The editor holds no position in Visa (V). As of Oct 25, 2026.
- Compensation
- Nobody paid for this page. No affiliate links.
- Sources
- Visa's own SEC filings, linked next to each number.
- Last updated
- Oct 27, 2026
A summary of a public filing for general education, the same for every reader. Not a recommendation to buy, sell or hold V. It reports what the company said and doesn't compare the results with forecasts by anyone else.